Head to head · October 2026

Gemini 3.5 Flash vs Kimi K3 API pricing

Kimi K3 costs 1.2 times less per token at an 80/20 mix. Input costs 1.1x more on Gemini 3.5 Flash. Output costs 1.3x more on Gemini 3.5 Flash.

Google

Gemini 3.5 Flash

Fast multimodal tasks, high-throughput apps.

Vendor: Google
Type: Frontier
SayGM in / out: $1.04 / $6.26
OpenRouter in / out: $1.58 / $9.50
Blended, 80/20: $2.084
Per 100M tokens: $208
Output share of bill: 60%
SayGM vs OpenRouter: 34% lower

Moonshot AI

Kimi K3

Open-weight coding and agent workloads.

Vendor: Moonshot AI
Type: Open weight, TEE variant available
SayGM in / out: $0.98 / $4.88
OpenRouter in / out: $0.42 / $9.50
Blended, 80/20: $1.760
Per 100M tokens: $176
Output share of bill: 55%
SayGM vs OpenRouter: 21% lower

§ 01

Monthly bill at three usage levels

Both models on SayGM. The bars show how the price ratio turns into dollars as volume grows.

Fig. 1Monthly bill at three usage levels

Gemini 3.5 Flash on SayGM
Kimi K3 on SayGM

Side project5M in · 1M out

$11

$9.78

Production app50M in · 15M out

$146

$122

High volume500M in · 100M out

$1,146

$978

Show data as a table

	Gemini 3.5 Flash on SayGM	Kimi K3 on SayGM
Side project (5M in · 1M out)	$11	$9.78
Production app (50M in · 15M out)	$146	$122
High volume (500M in · 100M out)	$1,146	$978

Usage is millions of input and output tokens per month. No caching discount applied. Source: published rate cards, October 2026 snapshot. Current prices on saygm.com.

§ 02

Verdict

A common pattern is to send routine requests to Kimi K3 and escalate to Gemini 3.5 Flash on failure or low confidence. On one key, that is a model name change per request rather than a second provider account.

§ 03

Per-token prices

OpenRouter figures include its 5.5% top-up fee.

USD per million tokens, input and output. OpenRouter includes its 5.5% top-up fee. Snapshot from October 2026.
Model	SayGMin / out	OpenRouterin / out, fee incl.	SayGM vs OpenRouter80/20 blend
Gemini 3.5 FlashGoogle	$1.04 / $6.26	$1.58 / $9.50	34% lower
Kimi K3Moonshot AI · TEE variant	$0.98 / $4.88	$0.42 / $9.50Cheapest provider	21% lower

Current SayGM rates

§ 04

Gemini 3.5 Flash vs Kimi K3 questions

Which is cheaper, Gemini 3.5 Flash or Kimi K3?

Kimi K3 is about 1.2 times cheaper than Gemini 3.5 Flash at an 80/20 input to output mix on SayGM, as of October 2026.

How much do Gemini 3.5 Flash and Kimi K3 cost on OpenRouter?

Including the 5.5 percent top-up fee, Gemini 3.5 Flash costs $1.58 input and $9.50 output per million tokens, and Kimi K3 costs $0.42 and $9.50.

Can I use Gemini 3.5 Flash and Kimi K3 with one API key?

Yes. SayGM serves both through their native APIs on a single key, so simple tasks can go to Kimi K3 and hard ones to Gemini 3.5 Flash, or both can run in a cascade model.

§ 05