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OpenAI · Frontier

GPT-5.6 Terra API pricing

Mid-tier GPT-5.6 variant. Good default when you want OpenAI quality without flagship pricing.

Snapshot October 2026 · USD per million tokens · Best for: general assistants, balanced cost and quality
SayGM, in / out
$1.49 / $8.94
No top-up fee
OpenRouter, in / out
$2.11 / $12.66
Includes the 5.5% top-up fee
Provider list price
$2.00 / $12.00
OpenAI direct
Per 100M tokens, 80/20
$298
$422 on OpenRouter

§ 01

What a month costs

The same three workloads used across the index. At every level the SayGM bill is about 29% lower.

Fig. 1Monthly bill at three usage levels, GPT-5.6 Terra
  • OpenRouter, fee included
  • SayGM
Side project5M in · 1M out
$23
$16
Production app50M in · 15M out
$295
$209
High volume500M in · 100M out
$2,321
$1,639
Show data as a table
OpenRouter, fee includedSayGM
Side project (5M in · 1M out)$23$16
Production app (50M in · 15M out)$295$209
High volume (500M in · 100M out)$2,321$1,639
Usage is millions of input and output tokens per month. No caching discount applied. Source: published rate cards, October 2026 snapshot. Current prices on saygm.com (opens in a new tab).

§ 02

Where the money goes

Output tokens cost 6.0 times more than input on GPT-5.6 Terra. At an 80/20 mix they make up 60% of the bill.

Fig. 2Share of the bill from output tokens at an 80/20 token mix
  • Input tokens (80% of volume)
  • Output tokens (20% of volume)
GPT-6.1 Sol
GPT-6 Luna
GPT-5.5
GPT-5.6 Terra
GPT-5.6 Luna
Show data as a table
ModelShare of bill from inputShare of bill from output
GPT-6.1 Sol44%56%
GPT-6 Luna43%57%
GPT-5.540%60%
GPT-5.6 Terra40%60%
GPT-5.6 Luna40%60%
Output tokens are a fifth of the volume but most of the cost on every frontier model. Trimming output length saves more than trimming prompts. Source: published rate cards, October 2026 snapshot. Current prices on saygm.com (opens in a new tab).

§ 03

Estimate a GPT-5.6 Terra bill

50M
10M

Monthly bill by provider

  • OpenRouter, fee included$232
  • Requesty, 5% included$231
  • Vercel AI Gateway$220
  • OpenAI direct, list price$220
  • SayGM$164
A year, vs the cheapest alternative
$673
26% lower than Vercel AI Gateway
A year, vs OpenRouter
$818
Fee included

Uncached prices from the October 2026 snapshot. Prompt caching lowers every provider's bill; batch jobs bought direct cost half of list. Current SayGM rates are on saygm.com (opens in a new tab).

§ 04

Other OpenAI models

USD per million tokens, input and output. OpenRouter includes its 5.5% top-up fee. Snapshot from October 2026.
ModelSayGMin / outOpenRouterin / out, fee incl.SayGM vs OpenRouter80/20 blend
GPT-6.1 SolOpenAI$1.49 / $7.45$2.11 / $10.55
29% lower
GPT-6 LunaOpenAI$0.07 / $0.37$0.11 / $0.53
33% lower
GPT-5.5OpenAI$3.73 / $22.35$5.28 / $31.65
29% lower
GPT-5.6 TerraOpenAI$1.49 / $8.94$2.11 / $12.66
29% lower
GPT-5.6 LunaOpenAI$0.15 / $0.89$0.21 / $1.27
29% lower

§ 05

Compare and set up

Head to head

Use it in

Current SayGM rates (opens in a new tab)

§ 06

GPT-5.6 Terra questions

How much does GPT-5.6 Terra cost on SayGM?

As of October 2026, $1.49 per million input tokens and $8.94 per million output tokens, with no top-up fee. Prices are set per epoch and capped at list, so check saygm.com for the live rate.

Is GPT-5.6 Terra cheaper on SayGM or OpenRouter?

SayGM is about 29 percent cheaper at an 80/20 input to output mix once OpenRouter's 5.5 percent fee is included.

Which API does SayGM use for GPT-5.6 Terra?

The model's native API. OpenAI features such as caching, tool use and structured output work unchanged. Any OpenAI-compatible SDK works by changing the base URL.